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Era archetypes

EPC B → A upgrade for New-build flat (post-1995)

New-build flats start from a good EPC baseline — but the ceiling for further improvement is tight. Here's how far an individual leaseholder can realistically go.

Total cost
£12100
Before grants
Net cost after grants
£4600
£7500 grants offset
Projected band after
A
Target reached
Annual running saving
£49
Vs pre-upgrade bill
Likely resale uplift
£7500
1 band moved
Green mortgage saving
£4125
Lifetime of mortgage

Upgrade measure stack

Cheapest-first ordering — calculator stops adding measures once the gap to A closes.

Measure Cost SAP uplift
Loft insulation top-up to 270mm £450 +2.0
Full LED lighting retrofit £250 +1.0
Thermostatic radiator valves + controls £400 +1.0
Air-source heat pump (BUS-eligible) £11000 +10.0
Total £12100 to band A

What's specific about this archetype

For a flat leaseholder, reaching EPC A often isn't possible without block-level changes. If the block as a whole adds communal solar or switches to heat networks, your EPC moves automatically. Unilaterally, focus on LED lighting, smart heating controls and hot-water measures — worth doing for running-cost even when the EPC barely moves.

Model your exact property

The figures above use a reference archetype. Your real floor area, mortgage balance, current energy bill and exact current band will shift the numbers. Use the full EPC upgrade calculator for a customised version, the insulation savings calculator to choose between competing fabric measures, and BUS grant eligibility if a heat pump is on the shortlist.

Other era archetypes

Archetype Start → Target Net cost Annual saving
Victorian terrace (pre-1919) EPC E → C £23100 £360/yr
Edwardian semi (pre-1919) EPC E → C £23100 £390/yr
1930s semi (interwar) EPC D → C £11850 £231/yr
1930s terrace EPC D → C £11850 £187/yr
1930s detached EPC D → C £11850 £286/yr
1960s semi EPC D → C £5350 £171/yr
1960s ex-council semi EPC D → C £10750 £143/yr
1970s detached EPC D → C £5350 £216/yr
1980s semi EPC C → B £4150 £90/yr
1980s flat EPC C → B £4600 £63/yr
New-build detached (post-1995) EPC B → A £4150 £84/yr
New-build flat (post-1995) (this page) EPC B → A £4600 £49/yr

Compare other archetypes