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Solar payback by city
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Solar panel payback by UK city
Year-1 saving, payback years and 25-year net benefit for a 4 kWp solar system across 53 UK cities. Same install cost (£7,200), same tariff (27p import, 15p SEG), same household use (3,500 kWh) — only the local irradiance varies.
Best 25-yr return
£25903 over 25 years
UK average
£22563
Mean 25-year net across all cities
Hardest climate
£19187 — still net positive
East Midlands
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
Derby
DE1
925
£710
8.7 yrs
£22385
Leicester
LE1
930
£714
8.6 yrs
£22545
Nottingham
NG1
925
£710
8.7 yrs
£22385
East of England
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
Cambridge
CB1
995
£764
8.2 yrs
£24624
Ipswich
IP1
995
£764
8.2 yrs
£24624
Luton
LU1
960
£737
8.4 yrs
£23505
Norwich
NR1
985
£756
8.2 yrs
£24304
Peterborough
PE1
970
£745
8.3 yrs
£23825
Greater London
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
London
SW1A
975
£749
8.3 yrs
£23984
North East England
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
Middlesbrough
TS1
880
£676
9.0 yrs
£20946
Newcastle
NE1
880
£676
9.0 yrs
£20946
Sunderland
SR1
875
£672
9.1 yrs
£20786
North West England
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
Blackpool
FY1
905
£695
8.8 yrs
£21746
Bolton
BL1
885
£680
9.0 yrs
£21106
Carlisle
CA1
860
£660
9.2 yrs
£20306
Chester
CH1
905
£695
8.8 yrs
£21746
Lancaster
LA1
875
£672
9.1 yrs
£20786
Liverpool
L1
900
£691
8.9 yrs
£21586
Manchester
M1
890
£684
9.0 yrs
£21266
Preston
PR1
895
£687
8.9 yrs
£21426
Warrington
WA1
900
£691
8.9 yrs
£21586
Northern Ireland
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
Belfast
BT1
880
£676
9.0 yrs
£20946
Scotland
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
Aberdeen
AB10
830
£637
9.5 yrs
£19347
Dundee
DD1
855
£657
9.3 yrs
£20146
Edinburgh
EH1
870
£668
9.1 yrs
£20626
Glasgow
G1
850
£653
9.3 yrs
£19986
Inverness
IV1
825
£634
9.5 yrs
£19187
Stirling
FK8
860
£660
9.2 yrs
£20306
South East England
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
Brighton
BN1
1035
£795
7.9 yrs
£25903
Milton Keynes
MK9
970
£745
8.3 yrs
£23825
Oxford
OX1
985
£756
8.2 yrs
£24304
Portsmouth
PO1
1025
£787
7.9 yrs
£25584
Reading
RG1
990
£760
8.2 yrs
£24464
Slough
SL1
985
£756
8.2 yrs
£24304
Southampton
SO14
1020
£783
8.0 yrs
£25424
South West England
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
Bath
BA1
985
£756
8.2 yrs
£24304
Bournemouth
BH1
1030
£791
7.9 yrs
£25744
Bristol
BS1
990
£760
8.2 yrs
£24464
Exeter
EX1
1000
£768
8.1 yrs
£24784
Gloucester
GL1
975
£749
8.3 yrs
£23984
Plymouth
PL1
1005
£772
8.1 yrs
£24944
Wales
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
Cardiff
CF10
970
£745
8.3 yrs
£23825
Swansea
SA1
980
£753
8.3 yrs
£24144
Wrexham
LL11
900
£691
8.9 yrs
£21586
Yorkshire
City
Outcode
kWh/kWp/yr
Year-1 £
Payback
25-yr net
Huddersfield
HD1
890
£684
9.0 yrs
£21266
Hull
HU1
920
£707
8.7 yrs
£22225
Leeds
LS1
900
£691
8.9 yrs
£21586
Sheffield
S1
905
£695
8.8 yrs
£21746
York
YO1
895
£687
8.9 yrs
£21426
Your exact postcode, not just the city
The tables above use one representative outcode per city. Your exact postcode will shift irradiance by 1–3%, and your real payback also depends on roof orientation, panel tilt, shading and install cost. Open our full solar calculator for a postcode-exact answer.